"ଋଣ" ପୃଷ୍ଠାର ସଂସ୍କରଣ‌ଗୁଡ଼ିକ ମଧ୍ୟରେ ତଫାତ

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୬୦ କ ଧାଡ଼ି:
 
== ଋଣ ଶୋଷଣ ==
Predatoryରୁଣକର୍ତ୍ତାଙ୍କୁ lending is one form of abuse in the granting of loans. It usually involves granting a loan in order to putଅସୁବିଧାରେ theପକେଇବାକୁ borrowerନିୟମହୀନ inବଜାର a(ମୁଖ୍ୟତଃ positionବ୍ୟକ୍ତିଗତ thatଋଣ oneସାଧାରଣ canଲୋକଙ୍କଠାରୁ gainଆଣିଲେ)ର advantageଋଣଦାତାମାନେ overଶୋଷଣ himକରିଥାନ୍ତି or her; subprime mortgage-lending<ref>{{Cite web|url=http://money.cnn.com/2000/04/18/home_auto/q_lend/|title=Predators try to steal home|last=<!--Not stated-->|date=18 Apr 2000|website=money.cnn.com|publisher=[CNN]|access-date=7 Mar 2018|quote=}}</ref> and payday-lending<ref>{{Cite news|url=https://www.npr.org/sections/thetwo-way/2016/06/02/480329986/new-rules-to-ban-payday-lending-debt-traps|title=New Rules To Ban Payday Lending 'Debt Traps'|last=Horsley|first=Scott|date=2 Jun 2016|work=[[National Public Radio]]|access-date=7 Mar 2018|last2=Arnold|first2=Chris|location=}}</ref> areଋଣଦାତା twoଅଧିକ examplesସୁଧର ହାର କିମ୍ବା ଖୁବ କମ ସମୟ ଋଣ ପରିଶୋଧ କରିବାକୁ ଦେଇ, whereବନ୍ଧା theସମ୍ପତ୍ତି moneylenderହାତେଇ isନେବାର notନଜିର authorizedରହିଛି or regulatedକ୍ରେଡିଟ କାର୍ଡ଼ କମ୍ପାନୀ ଗୁଡିକ ସାଧାରଣତଃ ଅଧିକ ସୁଧ ହାର ପାଇଁ ସମାଲୋଚିତ ହୋଇଥାନ୍ତି ।<ref>{{Cite news|url=http://www.financialexpress.com/latest_full_story.php?content_id=163028|title=Credit card holders pay Rs 6,000 thecr lender'extra'|last=<!--Staff couldwriter(s); beno consideredby-line.-->|date=3 aMay loan2007|work=The sharkFinancial Express (India)|archive-url=https://cornerstonesupport.com/usury-example/|archive-date=2007|dead-url=yes|location=Chennai, India]}}</ref>
 
== ଅନ୍ୟାନ୍ୟ ==
Usury is a different form of abuse, where the lender charges excessive interest. In different time periods and cultures the acceptable interest rate has varied, from no interest at all to unlimited interest rates. Credit card companies in some countries have been accused by consumer organizations of lending at usurious interest rates and making money out of frivolous "extra charges".<ref>{{Cite news|url=http://www.financialexpress.com/latest_full_story.php?content_id=163028|title=Credit card holders pay Rs 6,000 cr 'extra'|last=<!--Staff writer(s); no by-line.-->|date=3 May 2007|work=The Financial Express (India)|archive-url=https://cornerstonesupport.com/usury-example/|archive-date=2007|dead-url=yes|location=Chennai, India]}}</ref>
ଋଣ ପରିଶୋଧ ନକରିପାରି ଚାଷୀ ଆତ୍ମହତ୍ୟା ଭାରତରେ ଏକ ମୁଖ୍ୟ ସମସ୍ୟା ।<ref>{{Cite web|url=https://khabar.odishatv.in/odisha/again-farmer-death/67259/|title=ପୁଣି ଥରେ ଆସିଲା ଚାଷୀ ଆତ୍ମହତ୍ୟା ଅଭିଯୋଗ|date=2019-02-27|website=OTV Khabar|language=en-US|access-date=2019-05-21}}</ref> ୨୦୧୮ ମସିହାରେ ଓଡ଼ିଶାରେ ୫୪ ପ୍ରତିଶତରୁ ଅଧିକ ଚାଷୀ ଋଣଗ୍ରସ୍ତ ଥିଲେ ।<ref>{{Cite web|url=http://sambad.in/state/farmer-due-to-tension-of-loan-203948/|title=ରାଜ୍ୟର ୯୦ ପ୍ରତିଶତ ଚାଷୀ ପରିବାର ଋଣଗ୍ରସ୍ତ|date=2018-08-31|website=Sambad|language=en-US|access-date=2019-05-21}}</ref>
 
Abuses can also take place in the form of the customer abusing the lender by not repaying the loan or with an intent to defraud the lender.
== ଆହୁରି ଦେଖନ୍ତୁ ==
* [[Bank|ବ୍ୟାଙ୍କ]]
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